About TL Claims USA
TL Claims USA is a Tennessee-based public adjusting firm that specializes in claims assistance for policyholders dealing with commercial property and high-value residential insurance claims. Our commitment is to represent policyholders exclusively—never the insurance company.
What We Do
We streamline the complex claims processing involved in property insurance claims, ensuring our clients receive the full benefits promised by their policies. Our comprehensive services include policy analysis, damage documentation, scope development, carrier negotiation, and settlement resolution. Additionally, we offer appraisal and expert services for property claim disputes that necessitate technical analysis.
Our Focus
We focus on areas where our credentialed expertise can make a significant difference, including mid-market commercial properties, high-value residential losses, business interruption claims, trust and estate property, and appraisal engagements requiring construction-grounded technical analysis.
What Sets Us Apart
Our unique background combines Tennessee public adjuster licensure with contractor credentials, providing depth in scope development, code requirements, and construction-related coverage issues that many insurance-focused adjusters often overlook. We collaborate effectively with attorneys, CPAs, and other advisors to serve our clients while respecting professional boundaries and shared interests.
Our Commitment
We promise an honest assessment of what your claim actually warrants, maintain professional conduct in every communication, and deliver transparent updates throughout the process. We understand discretion is crucial for our sophisticated clients and their situations.
Tennessee Licensed
Tennessee Public Adjuster License # 3004256446 · Licensed Contractor · Fully Bonded and Insured
Initial consultations are provided at no charge. If you need to discuss a potential claim, please reach out promptly.